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Use your utility bill to increase your credit scores

Improve Your Credit Score with Utility Payment Reporting

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Checking your credit will not hurt your score.

Utility Reporting Makes It Even Easier for Your Clients to Improve Their Credit

Utility payment reporting gives your clients the ability to build and improve credit by reporting monthly utility payments to major credit bureaus. Your clients’ on-time payments and up to 24 months of past payments appear as a credit tradeline to help increase your clients’ credit scores. Only on-time payments are reported.

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WHAT WE DO FOR YOU

Raise your credit score

It’s easy to sign up. Start reporting your on-time utility payments in minutes.

1

Report up to 24 months of past payments to give your credit score a lift.

2

Reporting your on-time utility payments to the credit bureaus can help raise your credit score by demonstrating a history of on-time payments.

3

Get access to credit with a higher credit score. On-time utility reporting can lead to greater access to credit and financial opportunities, such as approvals for credit cards, loans and other lines of credit.

WHAT WE DO FOR YOU

Rated Best for Credit Monitoring

We monitor your credit data from the major credit bureaus and provide real-time alerts for possible fraud. You can have peace of mind knowing you're protected.

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Key Benefits

You’re already paying your utility bills – get credit for it!

We report only on-time utility payments to major credit bureaus. We report payments for a variety of utility types and work with most utility providers.

Sewer

Cable TV

Landline Telephone

Electricity

Satellite TV

Internet Services

Water

Cell Phone

Gas

Waste Management

More

Frequently Asked Questions

Utility payment reporting gives you the ability to build credit by reporting monthly utility payments to major credit bureaus. Your on-time payments, and potentially up to 24 months of past payments, appear as a credit tradeline to help increase your credit scores. Larger utility bills may have an even greater positive impact on your scores.

Reporting your on-time utility payments to the credit bureaus can help improve your credit score by demonstrating a history of on-time payments, which can increase your creditworthiness.

On-time utility payment reporting can give you access to credit. A higher credit score resulting from on-time utility reporting can lead to greater access to credit and financial opportunities, such as approvals for credit cards, loans and other lines of credit. Not only do higher credit scores give you access to more credit but can lead to credit approvals with lower interest rates and fees, saving you money.

Adding on-time utility payments to your credit history can help provide a more comprehensive view of your credit history and overall creditworthiness. Utility reporting can help individuals with limited credit histories or no credit history establish and build credit by providing alternative credit data.

We only report on-time utility payments. Your missed or late payments aren’t reported.

Start improving your credit score with utility reporting.

Start Your Trial